What We Offer
Education-First Credit Support
Our services are educational and supportive in nature. We do not guarantee score increases, deletions, or specific outcomes. Every client's situation is unique.
Credit Report Review
We walk you through your credit report line by line, helping you understand what each entry means, how it may be affecting your profile, and what options may be available to you.
Financial Education
Learn the fundamentals of credit scoring, debt management, and responsible financial habits through personalized guidance tailored to your goals.
Dispute Correspondence Preparation
We help you prepare written correspondence to creditors and credit bureaus based on information you provide. All dispute letters are reviewed and authorized by you before submission.
Client-Approved Complaint Assistance
With your explicit authorization, we assist in preparing complaints to the CFPB or FTC on your behalf. You review and approve every submission before it is filed.
Pricing
Transparent Pricing
No hidden fees. Payment is collected only after agreed services are fully completed and legally billable.
Monthly Service Fee
Per month for ongoing credit education and support services.
Correspondence Mailing
Additional shipping fee in months when correspondence is mailed through the portal.
CFPB Complaint Assistance
Per authorized CFPB complaint. This is our service fee — not a government filing fee.
FTC Complaint / Report Assistance
Per authorized FTC complaint or report. This is our service fee — not a government filing fee.
Free Consultation
Request a Consultation
Fill out the form below and a member of our team will reach out to discuss your situation and next steps. We do not request Social Security numbers, credit reports, or identification documents through this form.
Get in Touch
Arias Vanier Gray LLC is a credit education and consumer advocacy company. We are not a law firm and do not provide legal advice. We do not guarantee any specific results, including credit score improvements or removal of credit entries. All services are educational and supportive in nature.